Landlord insurance is to ensure the buildings or buildings and contents for a property that is let out to tenants
Insured Details
Property Address
Property Security Details
Cover Details
Please List The Special Contents Items And Sums Insured: (include Fixtures And Fittings Installed In Strata Unit)
Property Details
Do you want to nominate the excess?
Claims History
Claims Details (year, Type Of Claim, Claim Amount)
Disclosures
Are There Any Other Important Notes Or Disclosures For The Insurer
ACCEPTANCE
If any of the statements in this Application form are untrue, and you have suppressed or mis-stated any facts and/or should any information given by you alter between the date of this Application form and the inception date of the insurance to which this Application form relates you must immediately notify us. You authorise us to collect or disclose any personal information relating to this insurance to any insurer or insurance reference service. Where you have provided information about another individual (for example, a relative, employee or client), you have or you will make the individual aware of that fact and the section in the Policy on "The way we handle your personal information". You agree that you have read and understood this notice by doing any of the following: (a) returning a copy of this form; or (b) Providing the information requested and returning the form to us; or (c) Providing us with instructions to place the policy.
DUTY TO NOT MAKE A MISREPRESENTATION
Before you renew or vary your policy, you have a duty under the Insurance Contracts Act 1984 (ICA) to take reasonable care not to make a misrepresentation to the insurer (your duty). Your duty applies only in respect of your policy that is a consumer insurance contract, which is a term defined in the ICA. This notice includes information you have previously told us that is relevant to your policy, which we passed on to the insurer. The insurer requires you to contact us to tell us if this information is incorrect, or if it has changed. If you do not tell us about a change to something you have previously told us, the insurer will take this to mean that there is no change. To ensure you meet your duty, when you contact us to advise of any information that is incorrect or has changed, the updated information you give us must be truthful, accurate and complete. If you fail to meet your duty, the insurer may be able to cancel your contract or reduce the amount it will pay if you make a claim, or both. If your failure is fraudulent, the insurer may be able to refuse to pay a claim and treat the contract as if it never existed.